The most common mistake prospective borrowers make is relying on a telephone quote regarding rates and fees. Interest rates change on a daily basis and different credit issues impact rates and fees. Rainier Pacific Mortgage is an established broker with a large selection of lenders that offer us wholesale pricing. This allows us to review your individual circumstances and needs to find the best loan for you. However, we would like you to feel free to call us for current rates and fees, as well as a no obligation, good faith estimate of costs.

Some of our current programs include:

• Conventional 15 and 30-year Fixed
• Federal Housing Administration (FHA)
• Veterans Affairs Home Loans (VA)
• Reverse Mortgages
• Custom Construction
• Custom Construction; Self-Employed Borrower
• Adjustable Rate Mortgages (ARMs)
• Self-Employed, Commission Employee Loans
• Credit Challenges
• Land Loans
• 0% Down
• 3% Down
• Low Down with no Private Mortgage Insurance
• Second Mortgages